Opinion: How to avoid this deadly senior trap (AMAVA)

No doubt you’ve heard the phrase “dying of a lonely heart.” It’s true, many people do. In fact, here’s a staggering finding: In terms of dying early, being lonely is worse—two times worse, in fact, than being obese. 

That’s how unhealthy being lonely can be. 

That’s according to researchers from the University of Chicago, who tracked more than 2,000 people aged 50 and over for more than six years. They found that the average person in the study who admitted being lonely had a 14% greater risk of dying an early death. In terms of mortality, the only thing worse was living in poverty. Sadly, some people fall into both categories. 

Why is loneliness such a killer? Numerous studies link being alone—persistently alone and isolated, with little if any contact with family or friends—to everything from heart attacks, strokes, depression and anxiety. 

How big of a problem is loneliness among older Americans? Very big, according to another survey on healthy aging, this one conducted by the University of Michigan’s Institute for Healthcare Policy and Innovation. It says that one in four people aged 50 to 80 feel isolated at least some of the time, and one in three lack regular companionship.

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DailyPay Improves Employee Pay Experience With SAVE 3.0

NEW YORK, Feb. 26, 2020 /PRNewswire/ -- DailyPay, the premier provider of the daily pay benefit that transforms the pay experience — today announced SAVE 3.0 to expand no-cost ways employees can allocate earned income to their own savings account before their scheduled payday. This feature supports America Saves Week's annual celebration and call-to-action for Americans to commit to saving successfully.

Feature enhancements were defined after evaluating suggestions from America's top employers, a wide range of employees and a survey of 1,000 hourly workers regarding savings needs and preferences. Highlights of this survey suggested:

• 78% of respondents want cost-free ways to help them save.

• Two-thirds (64%) of respondents want their savings app to deposit savings funds into their personal bank account.

• Over one-half of respondents (57%) want a savings account that earns interest.

For years, DailyPay has enabled employees to access their earned income before payday. For a small fee, employees can use their income to cover unexpected bills, support lags in payday periods, and gain financial stability. By combining PAY and SAVE, DailyPay has created a superior pay experience that will have a positive impact on every employee.

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Amava Announces Partner Program With Select Organizations to Provide Amava Members With Opportunities to Earn, Learn, Give Back and More

Launches the “Amava Inclusivity Initiative” to Align Members and Partners

SAN MATEO, Calif., Feb. 19, 2020 (GLOBE NEWSWIRE) -- Today, Amava, a platform connecting a new generation of retirees and empty nesters with flexible jobs, volunteer gigs and unique experiences, announces the official launch of the Amava Partner Program to bring Amava Members thousands of new, socially engaging opportunities to earn, learn, give back and more.

Organizations struggle to reach Baby Boomers and Gen Xers because it's expensive and they are unsure of best practices for messaging these audiences. Amava is the first to build a scaled platform designed specifically to bring together this demographic with organizations serving them. Amava is tackling this problem head on with a solution that aligns organizations with their customers, volunteers and employees. Leaders such as the American Heart Association, Global Volunteers, Road Scholar and Rover have joined the program to reach this large, rapidly growing group.

“We are thrilled by the interest and positive feedback of our Partners and our Members so far,” says Mark Silverman, CEO of Amava. “While news trends stoke intergenerational conflict, we see our Members and Partner organizations coming together to build multigenerational workplaces that value individuals not just as customers, but as contributors to the culture and success of their organizations.” 

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HAAWK BUYS STOCK MUSIC LICENSING PLATFORM KEYFRAME AUDIO; LAUNCHES RIGHTS MANAGEMENT PORTAL, IDENTIFYY

LA-based rights management, copyright enforcement, and content monetization firm HAAWK has acquired music startup Keyframe Audio.

According to HAAWK, its acquisition Keyframe Audio enables it to expand its service offerings to the micro stock music synchronization market, which it says is a rapidly growing segment of the music industry.

For an $199 per year subscription fee, Keyframe Audio grants video producers unlimited downloads of 50,000 royalty-free stock music tracks, which can be used perpetually in YouTube, Facebook, Instagram, on the web, in advertising, television and film productions.

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Making early-pay access a thing

It’s not often you get to help chart the growth of a company that operates in a business category that’s so new the shrink wrap hasn’t been entirely removed yet.

DailyPay is among a small group of startups that think employees will be happier and more productive if they can access their pay when they need it rather than when the pay period ends. Earnin, FlexWage and PayActiv are some of the other companies in the space. 

"Over three-quarters of the country has an aspect of paycheck-to-paycheck living," says Scot Parnell, CFO of DailyPay. 

Under DailyPay’s business model, cash-strapped employees who are up against the due-date for, say, their phone bill, but still have another week to go before payday, can avoid a late penalty by tapping an app on their phone to subtract what they need from their upcoming paycheck. 

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